The Basis of Business Finance

  Unsecured funding can provide quick access to capital for businesses that may not qualify for traditional loans due to limited credit history, low credit scores, or other factors. Although proven to help many businesses, repayment terms might not be suitable for every business. Repayment terms 3-24 months, with either daily, weekly, bi-weekly & some instances monthly. Small Business Funding.

Short term business loans are extremely helpful for business owners looking to get funding when they were denied by a traditional bank. Short term lenders that we partner with help newer businesses  

You only pay for what you use, and your available credit line replenishes as you make repayments on your draw(s). All draw requests are subject to review and approval. As you build history, the size of your credit line can scale with the size of your business.

A business line of credit provides greater flexibility to your business, allowing you growth opportunities that might not otherwise be available to you. For example, a line of credit can provide financial stability if you encounter unexpected expenses or seasonal fluctuations in revenue.

 $30,000 to $500,000 SBA 7(a) 5 or 10 year Term - Working Capital or Debt Refinance

• Time in business must be above two years
• The business owner's personal credit score must be above 650
• Business must be U.S. based and owned by a U.S. citizen or lawful permanent resident who is at least 21-years old
• No outstanding tax liens
• No bankruptcies or foreclosures in the past 3 years
• No recent charge-offs or settlements
• Up-to-date on government-related loans

Typically, businesses approved for an SBA loan from banks that participate in the lending network have $50,000 to $5 million in annual revenues and 1 to 40 employees. Most are profitable and have a positive cash flow. All can provide proof that they are able to make the monthly loan payment.

  A professional employer organization (PEO) is a company that provides integrated HR solutions to other businesses. They take care of various administrative tasks such as payroll, benefits administration, tax reporting, and regulatory compliance. Essentially, PEOs allow companies to outsource their HR responsibilities, so they can focus on their core business functions. By partnering with a PEO, businesses can also gain access to cost-effective benefits packages and expert HR guidance. Overall, PEOs aim to streamline HR processes and provide comprehensive support to help businesses thrive.

 Firstly, they can handle your HR tasks, freeing up your time and allowing you to focus on important aspects of your business. They can take care of payroll processing, benefits administration, tax filing, and other administrative tasks, ensuring accuracy and timeliness. Secondly, partnering with a PEO can provide access to affordable and comprehensive employee benefits packages. PEOs have the ability to pool together the employees of multiple client companies, leading to cost savings in terms of group health insurance, retirement plans, and other benefits. This can help you attract and retain top talent, as well as level the playing field with larger competitors. Overall, partnering with a PEO can provide your business with HR expertise, cost savings, compliance support, and improved efficiency, allowing you to focus on growing your core business.